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The bank has withdrawn its 4.59percent five-year fixed rate remortgage product for buy-to-let borrowers. Clydesdale Bank, part of Virgin Money group, is increasing fixed rate deals for new and existing customers at higher loan to values. The new rates, available through brokers, are effective from 8pm today . Fixed rates for remortgage customers at 75percent and 80percent loan to value will rise by 0.1 percentage points.
- Costs of five-year deals at 60percent loan to value will start from 4.29percent with a 999 fee, while two-year deals will start from 4.69percent.
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Yorkshire follows The Mortgage Works, the specialist buy-to-let lender owned by Nationwide Building Society, in bringing down five-year fixed rates under 5percent. TMW unveiled its 4.99percent deal last week – it was the first sub-5percent rate to be offered in several months . Newcastle building society has cut rates on selected deals, available through brokers, for buy-to-let customers by up to 0.46 percentage points.